Terms of Use
LEGAL NOTICE
Conditions of Use
PLEASE CAREFULLY READ THIS NOTICE BEFORE YOU USE THIS WEB SITE. IF YOU DO NOT AGREE
WITH THE FOLLOWING CONDITIONS OF USE, PLEASE EXIT THIS WEB SITE. BY USING THIS WEB SITE
OR ADOPTING ANY INFORMATION IN THIS WEB SITE, YOU ACKNOWLEDGE YOUR CONSENT TO THE
FOLLOWING CONDITIONS OF USE WITHOUT LIMITATION OR QUALIFICATION. THESE CONDITIONS OF
USE MAY BE REVISED AT ANY TIME BY UPDATING THIS POSTING AND YOU ARE BOUND BY ANY SUCH
REVISIONS. YOU SHOULD THEREFORE PERIODICALLY VISIT THIS PAGE TO REVIEW THE THEN CURRENT
CONDITIONS OF USE TO WHICH YOU ARE BOUND.
Site Content
The information contained on the pages of this Web site is subject to modification and
update from time to time without notice. Manila Bankers Life and General Assurance Corporation cannot
guarantee or ensure either the
accuracy, completeness or authenticity of any Web site content, functionality, or your
transmission of any content from this Web site to you.
Certain aspects of this Web site have been prepared by persons other than Manila Bankers
Life Insurance Corporation Other World Wide Web sites that may be accessed from this site
by
hypertext links are entirely independent of this Web site. The inclusion of any site
acknowledgments, identification of any person or entity in the site, or any hypertext link
to another person or entity shall not, in any manner, be construed as an endorsement of
such person's or entity's World Wide Web site, products, services, or contributions to the
site.
Other World Wide Web sites that may provide access to this site by hypertext links are
entirely independent of this site. Manila Bankers Life and General Assurance Corporation is not
responsible for the
content of these independent web sites. Any direction by a third party to this site shall
not, in any manner be construed as an endorsement by Manila Bankers Life and General Assurance and General Assurance
Corporation of such
party's World Wide Web site, products or services.
Disclaimer
This Web site does not, and it is not intended to, provide any financial, insurance, legal,
accounting, or tax advice, and shall not be relied upon by you in that regard. You agree
that you will not use or rely on this Web site as a substitute for your independent
research or professional advice that is provided to you in direct consultation with a
Manila Bankers Life and General Assurance Corporation's representative.
The information set out in this Web site is not an offer to sell or a solicitation to buy
any products and services offered by Manila Bankers Life and General Assurance Corporation.
You agree that your use of this Web site shall be on an "as is" basis entirely at your risk
and without representations or warranties of any kind whatsoever with respect to this Web
site or its contents from Manila Bankers Life and General Assurance Corporation. Manila Bankers Life
Insurance Corporation disclaims
all such representations and warranties and does not represent or warrant that the
information accessible through this Web site is accurate, complete or current.
Manila Bankers Life and General Assurance Corporation does not warrant or make any representations that
the functions
contained in the materials will be uninterrupted or error-free, that defects will be
corrected or that this Web site or the server that makes it available are free of viruses
or other harmful components.
Limitation of Liability
To the fullest extent permissible under applicable law, neither Manila Bankers Life
Insurance Corporation
nor any if its officers, directors, or employees, nor any other persons associated with the
creation of this Web site or its contents, shall be liable or responsible to any person for
any harm, loss or damage howsoever caused that may arise in any connection with your use of
this Web site, including without limitation any direct, indirect, special, third party, or
consequential damages. Without limiting the foregoing, Manila Bankers Life and General Assurance
Corporation shall not
be responsible for any detrimental reliance that you may place upon this Web site or its
contents whatsoever.
Manila Bankers Life and General Assurance Corporation assumes no responsibility for, and shall not be
liable for any
damages relating to, or viruses that may infect your computer equipment or other property
as a result of your access to, use of, or browsing in this Web site or your downloading of
any materials from this Web site.
Jurisdiction
Manila Bankers Life and General Assurance Corporation products and services are available only in
jurisdictions where
they may be lawfully offered for sale. All Manila Bankers Life and General Assurance Corporation
products and services
shall be subject to the terms and conditions of any applicable agreements. Prices and
availability information of Manila Bankers Life and General Assurance Corporation products and services
are subject to
change without notice.
Manila Bankers Life and General Assurance Corporation makes no representation that materials on this
Web site are
appropriate or available for use in any location. Those who choose to access this Web site
do so on their own initiative and are responsible for compliance with local laws.
Intellectual Property
All trademarks, service marks, trade names, logos and icons are proprietary to Manila
Bankers Life Insurance Corporation. Nothing contained on this Web site shall be construed
as granting any
license or right to use any trademark displayed on this Web site without the written
permission of Manila Bankers Life and General Assurance Corporation. Your use of the trademarks
displayed on this Web
site or any other content on this Web site, except as provided herein, is strictly
prohibited.
Images displayed on this Web site are either the property of, or used with permission by,
Manila Bankers Life and General Assurance Corporation. The use of these images by you, or anyone
authorized by you, is
prohibited unless specifically permitted by Manila Bankers Life and General Assurance Corporation. Any
authorized use
of images may violate copyright laws, trademark laws and other applicable laws and
regulations.
Security
You acknowledge and confirm that the Internet is not a secure medium where privacy can be
ensured, and that complete security and confidentiality over the Internet is not possible
at this time. Your confidential use of this Web site cannot be guaranteed and you
acknowledge that your use of this Web site (including information you transmit to this Web
site) may be subject to access by, or disclosure to, other persons. Without limiting any
other disclaimer herein, Manila Bankers Life and General Assurance Corporation shall not be responsible
or liable for
any harm that you or any other person may suffer in connection with any such breach of
confidentiality or security.
Privacy
Information provided or transmitted by you through our Web site is used for Manila Bankers
Life Insurance Corporation business purposes only in order to service your needs as a
customer.
Manila Bankers Life and General Assurance Corporation may use "cookies" or related technology to track
usage of the site and
in order to improve our service to you.
Governing Laws
The interpretation, validity and effect of this Web and its contents or materials shall be
governed by and construed in accordance with the laws of the Republic of the Philippines.
You hereby consent and agree to submit to the exclusive jurisdiction of the courts of the
Philippines in any action or proceeding instituted under or related to this Agreement or
your use of this Web site.
Any claim or dispute arising out of or in connection with this Web site, its contents or
materials shall be referred to and finally resolved by arbitration in the Philippines
through the appropriate courts, tribunals or quasi-judicial agencies.
Inquiries
If you would like further information concerning site contents or you wish permission to use, to reproduce, or to republish any site contents, please e-mail us.